$1,000 Scholarship

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$1,000 Scholarship – Deadline to turn application in is Friday, April 11, 2025!!

To be eligible for the scholarship, you must meet the following criteria:
1. The applicant must be a dependent of a primary member of CCTFCU. The primary member must have been a member for at least 6 months, and their account must be in good standing.
2. The applicant must be a senior in high school who will be enrolled or plan to be enrolled in an undergraduate course of study during the 2025-2026 school year at an accredited 2 or 4 year college, university or technical college in GA.
3. Members of the Board of Directors and their immediate family members/dependents of the same household are not eligible to receive the Credit Union scholarship.
4. Scholarship applications and accompanying documentation must be completed and returned to the Credit Union office by the submission deadline to be considered for the scholarship award.

Click link below for application

https://campussuite-storage.s3.amazonaws.com/prod/1559027/2cae00ac-8a5c-11ea-886f-12f99fab7833/2912579/a716cdb2-e56d-11ef-b2bb-0a58a9feac02/file/CCTeacherFCUScholarship%20Application%202025.pdf


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Better than Bank Rates

Save more and spend less with CCTFCU’s market-leading interest rates on Savings & Loans.

Account Type Minimum Opening Deposit Minimum Bal to Earn APY Dividend Rate APY
Regular Share Acct $5.00 $5.00 0.10% 0.10%
$2,500 Club Acct $2,500.00 $2,500.00 0.20% 0.20%
Christmas Club Acct - - 0.25% 0.25%
Terms Dividend Rate Annual Percentage Yield
Certificate of Deposits
*Minimum Opening Deposit – $1,500
*Dividends Credited – Monthly
*Dividends Compounded – Monthly
6 month 2.00% 2.018%
12 month 3.75% 3.815%
18 month 3.25% 3.298%
24 month 3.00% 3.041%
Year Models 2024-2025 APR
48 months 6.10%
60 months 6.25%
66 months 6.50%
72 months 6.75%
84 months 7.25%
Year Models 2022-2023 APR
48 months 6.50%
60 months 6.75%
66 months 7.00%
72 months 7.25%
84 months ($25,000 minimum) 7.70%
Year Models 2020-2021 APR
48 months 7.50%
60 months 7.75%
66 months 8.00%
72 months ($20,000 minimum) 8.25%
Year Models 2018-2019 APR
36 months 7.25%
48 months 7.75%
60 months 8.25%
66 months 8.75%
Year Model 2017 APR
24 months 7.75%
36 months 8.00%
48 months 8.25%
60 months ($15,000 minimum) 8.75%
Year Models 2016 & Older APR
24 months 8.50%
30 months 8.75%
36 months 9.00%
48 months ($15,000 minimum) 9.25%

Recreational Vehicles

(i.e. Boats, Jet Skis, ATVs, Campers, Motor Homes, etc)

Term APR
48 months 8.50%
60 months 8.75%
66 months 9.00%
72 months 9.25%
84 months 9.50%
120 months 10.00%
*Can only go 120 months if over $25,000*

Motorcycles, Tractors & Lawn Mowers

Term (Months) APR
36 months 8.25%
48 months 8.50%
60 months 8.75%
66 months 9.00%
72 months 9.25%