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Closed for July 4th Week!!

ATTENTION!! We will be closed with the school system from June 30th – July 4th

SUMMER HOURS

Summer Hours: Mon – Thurs: 9:00 AM – 4:00 PM Friday: 9:00 AM – 2:00 PM CLOSED: June 30th – July 4th

Please join us for our 67th Annual Meeting on Tuesday, May 13, 2025. Meeting will be held at the Southern Regional Technical College, Moultrie Campus Conference Room Light refreshments will be served and we will have member gifts and cash door prizes so mark your calendars!!

Vacation Loans

We are now processing our $500 NO CREDIT CHECK Vacation Loans! Click “Apply for a Loan” now to see if you qualify. Deadline to turn application in is Thursday, June 12th!!

Spring Break

We will be closed for Spring Break from March 31st – April 4th . We will re-open on Monday, April 7th at 9:00 AM

$1,000 Scholarship

$1,000 Scholarship – Deadline to turn application in is Friday, April 11, 2025!! To be eligible for the scholarship, you must meet the following criteria: 1. The applicant must be a dependent of a primary member of CCTFCU. The primary member must have been a member for at least 6 months, and their account must be in good standing. 2. The applicant must be a senior in high school who will be enrolled or plan to be enrolled in an undergraduate course of study during the 2025-2026 school...

Better than Bank Rates

Save more and spend less with CCTFCU’s market-leading interest rates on Savings & Loans.

Account Type	Minimum Opening Deposit	Minimum Bal to Earn APY	Dividend Rate	APY
Regular Share Acct	$5.00	$5.00	0.10%	0.10%
$2,500 Club Acct	$2,500.00	$2,500.00	0.20%	0.20%
Christmas Club Acct	-	-	0.25%	0.25%

Terms	Dividend Rate	Annual Percentage Yield
Certificate of Deposits Minimum Opening Deposit – $1,500 Dividends Credited – Monthly		*Dividends Compounded – Monthly
6 month	2.00%	2.018%
12 month	3.75%	3.815%
18 month	3.25%	3.298%
24 month	3.00%	3.041%

Year Models 2024-2025	APR
48 months	6.10%
60 months	6.25%
66 months	6.50%
72 months	6.75%
84 months	7.25%

Year Models 2022-2023	APR
48 months	6.50%
60 months	6.75%
66 months	7.00%
72 months	7.25%
84 months ($25,000 minimum)	7.70%

Year Models 2020-2021	APR
48 months	7.50%
60 months	7.75%
66 months	8.00%
72 months ($20,000 minimum)	8.25%

Year Models 2018-2019	APR
36 months	7.25%
48 months	7.75%
60 months	8.25%
66 months	8.75%

Year Model 2017	APR
24 months	7.75%
36 months	8.00%
48 months	8.25%
60 months ($15,000 minimum)	8.75%

Year Models 2016 & Older	APR
24 months	8.50%
30 months	8.75%
36 months	9.00%
48 months ($15,000 minimum)	9.25%

Recreational Vehicles

(i.e. Boats, Jet Skis, ATVs, Campers, Motor Homes, etc)

Term	APR
48 months	8.50%
60 months	8.75%
66 months	9.00%
72 months	9.25%
84 months	9.50%
120 months	10.00%
*Can only go 120 months if over $25,000*

Motorcycles, Tractors & Lawn Mowers

Term (Months)	APR
36 months	8.25%
48 months	8.50%
60 months	8.75%
66 months	9.00%
72 months	9.25%