If you are a brand new 1st time teacher in the Colquitt County School System, you may qualify for our $1,500 New Teacher Loan (no credit check) You must open a membership with the Credit Union and provide a copy of your teaching contract to qualify. Apply today!
Posted on Jul 23, 2025
Now Processing $750 NO CREDIT CHECK Back to School Loans. Click “Apply for a Loan” now to see if you qualify. Deadline to turn your application in is August 31st
Posted on Jul 17, 2025
ATTENTION!! We will be closed with the school system from June 30th – July 4th
Posted on Jun 2, 2025
Summer Hours: Mon – Thurs: 9:00 AM – 4:00 PM Friday: 9:00 AM – 2:00 PM CLOSED: June 30th – July 4th
Posted on Jun 2, 2025
Please join us for our 67th Annual Meeting on Tuesday, May 13, 2025. Meeting will be held at the Southern Regional Technical College, Moultrie Campus Conference Room Light refreshments will be served and we will have member gifts and cash door prizes so mark your calendars!!
Posted on May 2, 2025
We are now processing our $500 NO CREDIT CHECK Vacation Loans! Click “Apply for a Loan” now to see if you qualify. Deadline to turn application in is Thursday, June 12th!!
Posted on May 2, 2025
We will be closed for Spring Break from March 31st – April 4th . We will re-open on Monday, April 7th at 9:00 AM
Posted on Mar 27, 2025
$1,000 Scholarship – Deadline to turn application in is Friday, April 11, 2025!! To be eligible for the scholarship, you must meet the following criteria: 1. The applicant must be a dependent of a primary member of CCTFCU. The primary member must have been a member for at least 6 months, and their account must be in good standing. 2. The applicant must be a senior in high school who will be enrolled or plan to be enrolled in an undergraduate course of study during the 2025-2026 school...
Posted on Mar 20, 2025
Save more and spend less with CCTFCU’s market-leading interest rates on Savings & Loans.
| Account Type | Minimum Opening Deposit | Minimum Bal to Earn APY | Dividend Rate | APY |
|---|---|---|---|---|
| Regular Share Acct | $5.00 | $5.00 | 0.10% | 0.10% |
| $2,500 Club Acct | $2,500.00 | $2,500.00 | 0.20% | 0.20% |
| Christmas Club Acct | - | - | 0.25% | 0.25% |
| Terms | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Certificate of Deposits *Minimum Opening Deposit – $1,500 *Dividends Credited – Monthly |
*Dividends Compounded – Monthly | |
| 6 month | 2.00% | 2.018% |
| 12 month | 3.75% | 3.815% |
| 18 month | 3.25% | 3.298% |
| 24 month | 3.00% | 3.041% |
| Year Models 2024-2025 | APR |
|---|---|
| 48 months | 6.10% |
| 60 months | 6.25% |
| 66 months | 6.50% |
| 72 months | 6.75% |
| 84 months | 7.25% |
| Year Models 2022-2023 | APR |
|---|---|
| 48 months | 6.50% |
| 60 months | 6.75% |
| 66 months | 7.00% |
| 72 months | 7.25% |
| 84 months ($25,000 minimum) | 7.70% |
| Year Models 2020-2021 | APR |
|---|---|
| 48 months | 7.50% |
| 60 months | 7.75% |
| 66 months | 8.00% |
| 72 months ($20,000 minimum) | 8.25% |
| Year Models 2018-2019 | APR |
|---|---|
| 36 months | 7.25% |
| 48 months | 7.75% |
| 60 months | 8.25% |
| 66 months | 8.75% |
| Year Model 2017 | APR |
|---|---|
| 24 months | 7.75% |
| 36 months | 8.00% |
| 48 months | 8.25% |
| 60 months ($15,000 minimum) | 8.75% |
| Year Models 2016 & Older | APR |
|---|---|
| 24 months | 8.50% |
| 30 months | 8.75% |
| 36 months | 9.00% |
| 48 months ($15,000 minimum) | 9.25% |
(i.e. Boats, Jet Skis, ATVs, Campers, Motor Homes, etc)
| Term | APR |
|---|---|
| 48 months | 8.50% |
| 60 months | 8.75% |
| 66 months | 9.00% |
| 72 months | 9.25% |
| 84 months | 9.50% |
| 120 months | 10.00% |
| *Can only go 120 months if over $25,000* | |
| Term (Months) | APR |
|---|---|
| 36 months | 8.25% |
| 48 months | 8.50% |
| 60 months | 8.75% |
| 66 months | 9.00% |
| 72 months | 9.25% |