Our office will be closed on Monday, January 16th in observance of President’s Day.
Closed for President's Day
Posted on Feb 9, 2026
Our office will be closed on Monday, January 16th in observance of President’s Day.
Posted on Feb 9, 2026
We will be closed Monday, January 19th in observance of Martin Luther King Day
Posted on Jan 16, 2026
We will be closed with the school system for Christmas Break from December 22nd through January 2nd. We will re-open on Monday, January 5th at 9:00 am.
Posted on Dec 12, 2025
We will be closed for Thanksgiving Break November 24th through November 28th We will reopen on Monday, December 1st at 9:00 AM We hope you and your family have a Happy Thanksgiving!
Posted on Nov 21, 2025
We will begin processing our $500 NO CREDIT CHECK Christmas Loans on Monday, November 3rd! Click “Apply for a Loan” now to see if you qualify.
Posted on Oct 29, 2025
Christmas Club Checks will be available for pick-up on Monday, Nov 3rd until Friday, Nov 14th Your check will be mailed if you have not picked it up by 4:00 PM on Friday, Nov 14th
Posted on Oct 29, 2025
We will be closed Friday, October 17th and Monday, October 20th for Fall Break
Posted on Oct 1, 2025
If you are a brand new 1st time teacher in the Colquitt County School System, you may qualify for our $1,500 New Teacher Loan (no credit check) You must open a membership with the Credit Union and provide a copy of your teaching contract to qualify. Apply today!
Posted on Jul 23, 2025
Now Processing $750 NO CREDIT CHECK Back to School Loans. Click “Apply for a Loan” now to see if you qualify. Deadline to turn your application in is August 31st
Posted on Jul 17, 2025
ATTENTION!! We will be closed with the school system from June 30th – July 4th
Posted on Jun 2, 2025
Summer Hours: Mon – Thurs: 9:00 AM – 4:00 PM Friday: 9:00 AM – 2:00 PM CLOSED: June 30th – July 4th
Posted on Jun 2, 2025
Please join us for our 67th Annual Meeting on Tuesday, May 13, 2025. Meeting will be held at the Southern Regional Technical College, Moultrie Campus Conference Room Light refreshments will be served and we will have member gifts and cash door prizes so mark your calendars!!
Posted on May 2, 2025
Save more and spend less with CCTFCU’s market-leading interest rates on Savings & Loans.
| Account Type | Minimum Opening Deposit | Minimum Bal to Earn APY | Dividend Rate | APY |
|---|---|---|---|---|
| Regular Share Acct | $5.00 | $5.00 | 0.10% | 0.10% |
| $2,500 Club Acct | $2,500.00 | $2,500.00 | 0.20% | 0.20% |
| Christmas Club Acct | - | - | 0.25% | 0.25% |
| Terms | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Certificate of Deposits *Minimum Opening Deposit – $1,500 *Dividends Credited – Monthly |
*Dividends Compounded – Monthly | |
| 6 month | 2.00% | 2.018% |
| 12 month | 3.50% | 3.556% |
| 18 month | 2.75% | 2.785% |
| 24 month | 2.75% | 2.785% |
| Year Models 2024-2025 | APR |
|---|---|
| 48 months | 6.10% |
| 60 months | 6.25% |
| 66 months | 6.50% |
| 72 months | 6.75% |
| 84 months | 7.25% |
| Year Models 2022-2023 | APR |
|---|---|
| 48 months | 6.50% |
| 60 months | 6.75% |
| 66 months | 7.00% |
| 72 months | 7.25% |
| 84 months ($25,000 minimum) | 7.70% |
| Year Models 2020-2021 | APR |
|---|---|
| 48 months | 7.50% |
| 60 months | 7.75% |
| 66 months | 8.00% |
| 72 months ($20,000 minimum) | 8.25% |
| Year Models 2018-2019 | APR |
|---|---|
| 36 months | 7.25% |
| 48 months | 7.75% |
| 60 months | 8.25% |
| 66 months | 8.75% |
| Year Model 2017 | APR |
|---|---|
| 24 months | 7.75% |
| 36 months | 8.00% |
| 48 months | 8.25% |
| 60 months ($15,000 minimum) | 8.75% |
| Year Models 2016 & Older | APR |
|---|---|
| 24 months | 8.50% |
| 30 months | 8.75% |
| 36 months | 9.00% |
| 48 months ($15,000 minimum) | 9.25% |
(i.e. Boats, Jet Skis, ATVs, Campers, Motor Homes, etc)
| Term | APR |
|---|---|
| 48 months | 8.50% |
| 60 months | 8.75% |
| 66 months | 9.00% |
| 72 months | 9.25% |
| 84 months | 9.50% |
| 120 months | 10.00% |
| *Can only go 120 months if over $25,000* | |
| Term (Months) | APR |
|---|---|
| 36 months | 8.25% |
| 48 months | 8.50% |
| 60 months | 8.75% |
| 66 months | 9.00% |
| 72 months | 9.25% |