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Spring Break

We will be closed for Spring Break from March 31st – April 4th . We will re-open on Monday, April 7th at 9:00 AM

$1,000 Scholarship – Deadline to turn application in is Friday, April 11, 2025!! To be eligible for the scholarship, you must meet the following criteria: 1. The applicant must be a dependent of a primary member of CCTFCU. The primary member must have been a member for at least 6 months, and their account must be in good standing. 2. The applicant must be a senior in high school who will be enrolled or plan to be enrolled in an undergraduate course of study during the 2025-2026 school...

Better than Bank Rates

Save more and spend less with CCTFCU’s market-leading interest rates on Savings & Loans.

Account Type	Minimum Opening Deposit	Minimum Bal to Earn APY	Dividend Rate	APY
Regular Share Acct	$5.00	$5.00	0.10%	0.10%
$2,500 Club Acct	$2,500.00	$2,500.00	0.20%	0.20%
Christmas Club Acct	-	-	0.25%	0.25%

Terms	Dividend Rate	Annual Percentage Yield
Certificate of Deposits Minimum Opening Deposit – $1,500 Dividends Credited – Monthly		*Dividends Compounded – Monthly
6 month	2.00%	2.018%
12 month	3.75%	3.815%
18 month	3.25%	3.298%
24 month	3.00%	3.041%

Year Models 2024-2025	APR
48 months	6.10%
60 months	6.25%
66 months	6.50%
72 months	6.75%
84 months	7.25%

Year Models 2022-2023	APR
48 months	6.50%
60 months	6.75%
66 months	7.00%
72 months	7.25%
84 months ($25,000 minimum)	7.70%

Year Models 2020-2021	APR
48 months	7.50%
60 months	7.75%
66 months	8.00%
72 months ($20,000 minimum)	8.25%

Year Models 2018-2019	APR
36 months	7.25%
48 months	7.75%
60 months	8.25%
66 months	8.75%

Year Model 2017	APR
24 months	7.75%
36 months	8.00%
48 months	8.25%
60 months ($15,000 minimum)	8.75%

Year Models 2016 & Older	APR
24 months	8.50%
30 months	8.75%
36 months	9.00%
48 months ($15,000 minimum)	9.25%

Recreational Vehicles

(i.e. Boats, Jet Skis, ATVs, Campers, Motor Homes, etc)

Term	APR
48 months	8.50%
60 months	8.75%
66 months	9.00%
72 months	9.25%
84 months	9.50%
120 months	10.00%
*Can only go 120 months if over $25,000*

Motorcycles, Tractors & Lawn Mowers

Term (Months)	APR
36 months	8.25%
48 months	8.50%
60 months	8.75%
66 months	9.00%
72 months	9.25%